Ask most small and micro businesses in Guyana what most threatens their capacity to grow and they will probably tell you something about the indifference of both the major local lending institutions and the private sector umbrella organizations to their concerns.
Whenever a small business forum is held in Guyana, the issue of just how responsive commercial banks have been to the financing needs of small and micro entities never fails to arise. The emerging businesses have been bemoaning the fact that the lending institutions ask for collateral which they simply do not have and that the umbrella
